Check Your Eligibility →
HOW IT WORKS
Shortgap combines modern technology with experienced lending professionals to help simplify the funding process.
Our platform is designed to provide clarity at every stage, helping borrowers understand what is required, what happens next and how their application progresses.
Check Your Eligibility →No impact on your credit scoreSTEP 1
Start with a simple online eligibility assessment. This helps us understand your funding requirements, security position and circumstances before progressing to a full application.
The assessment takes only a few minutes to complete and helps determine whether Shortgap may be suitable for your situation.
Check Your EligibilitySTEP 2
If suitable, you'll be invited to complete a full application.
Our secure digital platform allows you to provide information, upload supporting documentation and complete identity verification online.
STEP 3
Our technology and experienced credit team work together to review your application.
Unlike traditional lending processes that often rely on rigid criteria, Shortgap considers the broader context of each application.
Every application is assessed individually.
STEP 4
If your application progresses, our team will guide you through the next stages of the process.
Our objective is to ensure you understand what is required at every step.
STEP 5
Where all requirements have been satisfied and approval is granted, documentation is completed and settlement can proceed.
Funding is released in accordance with agreed terms and settlement requirements.
Our team remains available throughout the process to assist with any questions.
TECHNOLOGY SECTION
Shortgap has been built to reduce administrative friction and improve the overall borrowing experience.
FAQS
Timeframes vary depending on the complexity of the application, supporting documentation and verification requirements.
No. Completing an eligibility assessment does not impact your credit score.
Not necessarily. Shortgap may consider a range of borrower types including retirees, business owners, property investors and asset-rich borrowers.
Security may include residential property, commercial property, investment property and other approved assets.
Complete a simple eligibility assessment to discover whether Shortgap may be suitable for your circumstances.