ABOUT SHORTGAP
A Smarter Approach To Short-Term Finance.
Shortgap was created to simplify the borrowing experience for Australians seeking flexible funding solutions.
By combining modern technology with experienced lending professionals, Shortgap helps borrowers navigate funding requirements through a streamlined digital process designed to provide greater clarity, efficiency and accessibility.
Whether you're managing a settlement deadline, business cashflow requirement, refinancing opportunity or unexpected funding need, Shortgap is designed to help identify practical lending pathways supported by assets, equity and clear exit strategies.
WHY WE BUILT SHORTGAP
Lending Has Changed. The Process Hasn't.
For many Australians, obtaining finance can be a frustrating experience. Lengthy paperwork, multiple touchpoints, inconsistent communication and complex assessment processes often create unnecessary delays and uncertainty.
At the same time, many borrowers with strong asset positions, equity and genuine funding requirements may not fit traditional lending models.
Shortgap was built to address this gap.
Our objective is simple: Create a more efficient lending experience through technology, automation and experienced credit assessment.
While every application is different, our goal is to make the process simpler, more transparent and easier to navigate.
BACKED BY BLACKOWL GROUP
Experience Meets Innovation
Shortgap operates under the Blackowl Group umbrella, bringing together experience across lending, corporate advisory, capital markets and strategic finance.
The platform has been developed to support borrowers, referral partners and investors through a structured framework that combines modern technology with established lending principles.
Through this approach, Shortgap aims to provide a professional and scalable lending solution while maintaining a strong focus on responsible lending, compliance and customer experience.
GOVERNANCE & COMPLIANCE
Responsible Lending Principles
Shortgap Finance operates under the Blackowl Group umbrella and is committed to maintaining high standards of governance, compliance and responsible lending practices.
Blackowl Group Pty Ltd
ABN 35 223 609 359
ACN 093 874 376
Australian Credit Licence 391209
Applications are assessed individually and subject to lending criteria, security requirements and responsible lending obligations.
Shortgap follows applicable Australian regulatory requirements, including Anti-Money Laundering (AML), Know Your Customer (KYC), privacy and compliance obligations.
Funding is subject to approval and the terms and conditions of the relevant loan agreement.
