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BORROWERS

Flexible Funding For Real-World Situations

Shortgap provides technology-enabled short-term funding solutions for Australians seeking practical lending pathways supported by assets, equity and clear exit strategies.

Whether you're navigating a property settlement, business opportunity, cashflow requirement or time-sensitive financial situation, Shortgap is designed to help simplify the process.

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WHO WE HELP

👤

Working Australians

Funding solutions designed for borrowers seeking flexibility and clarity when traditional lending pathways may not align with their circumstances.

Common uses include:
  • Bridging finance
  • Property settlements
  • Debt restructuring
  • Family expenses
  • Time-sensitive funding requirements
💼

Business Owners

Business doesn't always operate on a bank's timeline. Shortgap may assist business owners requiring short-term capital to support cashflow, opportunities, acquisitions or temporary liquidity requirements.

Common uses include:
  • Working capital
  • Cashflow support
  • Tax obligations
  • Business opportunities
  • Contract funding
  • Commercial transactions
🏠

Property Investors

Property transactions often move quickly and opportunities don't always wait. Shortgap may assist investors requiring flexible short-term funding solutions supported by property assets.

Common uses include:
  • Property settlements
  • Bridging finance
  • Refinance support
  • Acquisition opportunities
  • Portfolio management

Retirees & Asset-Rich Borrowers

Many Australians have significant wealth tied up in property, investments or superannuation while having limited access to traditional lending solutions.

Shortgap may consider retirees and asset-rich borrowers seeking short-term liquidity solutions supported by strong underlying security.

Common uses include:
  • School fees
  • Medical expenses
  • Property transactions
  • Lifestyle requirements
  • Temporary liquidity needs

Trusts & Companies

Applications from trusts, corporate entities and investment structures may be considered where suitable security and clear repayment pathways exist.

Common uses include:
  • Commercial transactions
  • Working capital
  • Property acquisitions
  • Investment opportunities
  • Corporate funding requirements

WHAT WE LOOK FOR

We assess a range of factors, not just traditional lending criteria.

Security PositionThe value and suitability of assets available as security.
Available EquityThe level of equity available within the security position.
Purpose Of FundsA clear understanding of how the funds will be used.
Exit StrategyHow the facility is expected to be repaid.
Supporting InformationDocumentation that helps us understand the overall circumstances of the application.

COMMON FUNDING SCENARIOS

Property Settlement FundingBridging FinanceBusiness Cashflow SupportWorking CapitalSchool FeesTax ObligationsMedical ExpensesLegal ExpensesFamily Law SettlementsRefinance AssistanceInvestment OpportunitiesCommercial Transactions

WHY SHORTGAP?

Smarter Finance.
Simpler Solutions.

Shortgap combines modern technology with experienced lending professionals to help create a more streamlined funding experience.

Not Sure If Shortgap Is Right For You?

Complete a simple eligibility assessment and discover whether Shortgap may be suitable for your circumstances.

Check Your Eligibility →